Planning ahead is one of the most powerful tools a farmer has, especially when it comes to cash flow.

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Planning Ahead: How Cash Advances Support Farmers Heading into Spring 2026

Planning ahead is one of the most powerful tools a farmer has, especially when it comes to cash flow. In this episode of The Impact Farming Show, we’re joined by Dave Gallant, Vice President, Finance and APP Operations with the Canadian Canola Growers Association, to break down how a cash advance can support farmers during planning season and as they head toward spring 2026.

Even though harvest is behind us and things feel quieter on the farm, financial decisions made now can have a major impact on the year ahead. Dave walks us through how the CCGA cash advance works, when farmers can access it, and how it can be used strategically to support both short term needs and long term planning.

This conversation is especially valuable for farmers thinking proactively about input costs, cash flow management, and transition planning.

What You’ll Hear in This Episode

• What a cash advance from the Canadian Canola Growers Association is and how it works

• When farmers typically take a cash advance and why it’s not just a harvest time tool

• How cash advances are used during the quieter months after harvest

• The role a cash advance can play in planning for the upcoming growing season

• How cash advances support cash flow before spring fieldwork begins

• What young and transitioning farmers should understand about managing cash flow early in their careers

• Whether a cash advance works equally well for different farm sizes and stages

• How to connect with CCGA to learn more or start an application

Why This Matters
Cash flow planning isn’t just about surviving the season, it’s about creating stability, flexibility, and opportunity in your farm business. Understanding tools like cash advances can help reduce financial stress, support smarter decision making, and set your operation up for success long before the first seed goes into the ground.

Thanks for tuning in,

Tracy

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🔗Show Resources




To find out more about cash advances or to start an application, visit the Canadian Canola Growers Association and explore their Advance Payments Program options. https://www.ccga.ca

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About the Guest:

Dave Gallant
Vice President of Finance and APP Operations | Canadian Canola Growers Association (CCGA)



Dave Gallant has been Director of Finance and Operations with the Canadian Canola Growers Association since September 2014.

Before that, he earned a wealth of experience in finance and marketing services for farmers. During his 21 years at the Canadian Wheat Board, Dave successfully delivered a full suite of time and money saving e-business services to farmers and industry partners.

Dave holds a Bachelor of Commerce, Honours from the University of Manitoba and is a Chartered Professional Accountant. In his role with CCGA, Dave is responsible for the daily operations of the cash advance program, information technology services and financial management.

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* Disclaimer - As always, this information is not intended to provide business or medical advice. To ensure that your own circumstances have been properly considered and that action is taken based on the latest information available, you should obtain professional advice from qualified business or medical professionals before acting on any of the information in this post.
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The Impact Farming Show

Welcome to Impact Farming, Farm Marketer's video and audio show dedicated to helping Canadian farmers excel in the business of farming. Our goal with this show is to introduce our audience to the people and ideas that are going to make an IMPACT on their farming operation. 

Show Host - Tracy Brunet
CEO of Farm Marketer 

Tracy and her husband are cattle ranchers in South East, Manitoba. As host of the show, primary producer and agvocate, Tracy is passionate about helping farmers succeed in the business of farming. 

In each episode, Tracy chats with today's most successful farm advisors and industry leaders to bring our audience the best and most important ideas. 

Connect with Tracy Brunet - Twitter / Facebook / Instagram / Linked in

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