The Game-Changing Finance Tool
Wednesday, October 22, 2025
Reference: Sponsored Article
Smart financing for parts, service, and inspections
With 2026 on the horizon, securing a financial partner who comprehends the specialized demands of agricultural life and supports you whether it's planting season or harvest time is absolutely essential. By offering flexibility, reliability, and support for growth, HARVEST TERMS™ helps farmers keep their operation running smoothly.
Four perks of HARVEST TERMS™
1. Payment Schedules Aligned with Harvest
HARVEST TERMS™ delivers a significant advantage through its agricultural calendar alignment. Traditional financing demands monthly payments whether you have cash flow or not, but this program allows producers to take advantage of No-Payments/No-Interest until after harvest 2026.¹ This flexibility lets farmers invest in parts, service and equipment inspections without immediate payment worries, reducing financial strain during the growing season.
2. Flexible Solutions for Evolving Needs
Every farm is unique, and so are its financial needs. HARVEST TERMS™ offers flexible solutions that can be tailored to fit a variety of operations, whether large or small, conventional or innovative. This adaptability empowers farmers to invest in the latest technology and equipment, boost yields, and improve efficiency — all while maintaining the financial agility needed to respond to changing market conditions and operational demands.
3. Competitive, Reliable Terms
HARVEST TERMS™ doesn’t just offer flexibility, it provides competitive interest rates with clear, predictable terms. Knowing exactly what to expect in terms of costs and payment timelines allows farmers to plan ahead with confidence.
4. Trusted Solutions
With decades of experience supporting Canadian farmers, John Deere brings a wealth of agricultural expertise to its financing programs. This deep understanding of the industry’s challenges and opportunities means that HARVEST TERMS™ is designed with real-world farming in mind.
Sound like financing that could benefit your operation? Set up your Multi-Use Account™ today and get ready to leverage HARVEST TERMS™ when it launches November 1, 2025.
With a Multi-Use Account™, you'll have access to HARVEST TERMS™ financing for parts, service, inspections, and technology — plus the flexibility to use it for whatever your operation needs most. Get approved now, use it when you need it, and pay after harvest.
¹Offer valid from November 1, 2025, until May 31, 2026. For purchases on your Multi-Use Account for Commercial and Agricultural use. Offer is interest free until November 15, 2026. After November 15, 2026, for eligible purchases of goods and services: 1) minimum monthly payment required (see your Multi-Use Account credit agreement for details); and 2) finance/credit charges will begin to accrue on amount financed at 19.75% APR per annum. Minimum purchase and finance amount may be required. Monthly statement of account provided. Taxes, and, if applicable, set-up, delivery and freight charges will apply. In the event you default on this or any Multi-Use Account transaction, interest on all outstanding balances (including all Special Promotion Transactions) will begin to accrue immediately at 19.75% per annum from the date of default until paid in full, and you will be required to make monthly payments on this transaction of the greater of $25 or 10% of the original amounts financed plus interest. Dealers are free to set individual prices. Additional dealer fees may apply. Financing on approved John Deere Financial credit only and dealer participation. See dealer for details. Limited time offer which may not be combined with other offers. Discounts or other incentives may be available for cash purchases. By selecting the purchase financing offer, consumers may be foregoing such discounts and incentives which may result in a higher effective interest rate.