Leaving a farm legacy that works for everyone

Are you taking the next step in your farm transition? Whether you’re buying or selling, your situation is unique and complex.

Thanks to the enhanced FCC Transition Loan, a vast library of knowledge resources and advisory service experts, transitioning your farm or food operation is getting easier.

The timing is critical: more than $50 billion in Canadian farm assets are expected to change hands over the next decade. Producers have asked for more flexibility and security, and FCC has answered that call.

Flexible financing for both sides of the deal

For sellers:

• FCC guarantees the full sale proceeds.
• Choose a payout schedule — receive payments over up to 10 years.
• Enjoy steady and predictable income that can:
  • Support retirement
  • Fund reinvestment
  • Enable mentorship of the next generation while remaining involved

For buyers:

• No down payment required.
• Two repayment options:
  • Interest-only payments in the initial years — freeing up cash for farm inputs, technology, livestock, or marketing.
  • Accelerated repayment — begin reducing the principal right away for faster loan payoff.
•  AgExpert accounting software included at no extra cost for clear financial insight from day one.
• Use the Transition Loan calculator on fcc.ca to compare schedules and select the best cash flow option.

The bottom line

By using the enhanced FCC Transition Loan, buyers can choose the pace of repayment, while sellers enjoy predictable income over time — up to a decade.

More than financing

You’re not alone when it comes to making these big decisions. FCC offers articles, guides, and access to their national team of business advisors who are ready to listen and answer your questions. With the right financing and a team of experts, you can take your next step to transition with confidence.

Visit fcc.ca/TransitionLoan to learn more.