Key ways to maximize your AgriInvest account

The information presented in this article is in respect to all provinces outside of Quebec. To learn more about AgriInvest strategies for producers in Quebec, please read our article on this topic.

A change of season or a rainy day is the perfect opportunity to check-in on your farm’s financial affairs and ensure that you’re keeping pace with your objectives for the year.

One good place to start is by reviewing your AgriInvest accounts to ensure the funds are being utilized properly. There is estimated to be more than $2 billion saved in AgriInvest accounts across Canada, so it’s likely worth your time to ensure your account can be accessed, and those funds are put to good use on the farm.

AgriInvest is part of the Business Risk Management program provided by a partnership between the federal and provincial governments. Each year, producers can file their Allowable Net Sales (ANS) on the prescribed form. Once assessed, producers deposit 1% of the ANS on a maximum of $1 million of ANS into an account at their financial institution. This means the annual maximum deposit per farm operation with greater than $1 million in ANS will be $10,000. These funds will be matched by the government and deposited into the same account. Funds are designated as Producers Deposits and Government Matching Deposits and are all held in the same account at the financial institution.

Important changes for 2025 program year and beyond

Program adjustments are outlined below. Full details are available on the resource section of the AgriInvest program.